To get started with UPI Lite X, users need an Android smartphone with NFC support; iPhones aren't supported due to Apple's restrictions on third-party NFC payments.
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How to use UPI Lite X for offline transactions
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UPI Lite X transactions can also be completed offline without internet connectivity on both the sender's and receiver's devices.
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Limits and wallet balance
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The transaction limits for UPI Lite X are the same as those for UPI Lite: a maximum individual transaction value of Rs. 500, a daily limit of Rs. 4,000, and a maximum permissible wallet balance of Rs. 2,000.
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UPI Lite X could boost contactless payments in India
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UPI Lite X has the potential to bridge the gap between digital payments and POS machines while encouraging smartphone manufacturers to include NFC support in budget-friendly devices.