Choose the right credit cards
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Different credit cards offer different rewards and benefits, so it's important to choose the right ones for your needs. For example, if you're planning on doing a lot of shopping online, you'll want a credit card that offers good cash back or rewards points on online purchases.
Compare offers from different banks
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Once you've chosen the right types of credit cards, compare offers from different banks to find the best deals. Many banks offer special festive credit card offers during Diwali, so it's worth taking some time to compare and choose the best one for you
Use multiple credit cards
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If you have multiple credit cards, you can use them to get the most out of different offers. For example, you could use one credit card for online purchases and another credit card for big-ticket purchases.
Keep track of your spending
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It's important to keep track of your spending when you're using credit cards, especially during the festive season. This will help you avoid overspending and make sure that you can pay off your credit card bills in full and on time
Use co-branded credit cards
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Co-branded credit cards are offered by banks in partnership with retailers or brands. These cards often offer higher rewards or cashbacks for purchases made at the partner merchant. For example, if you're planning on shopping at Amazon for Diwali
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Many banks offer instant discounts on credit card purchases during Diwali. These discounts can be a great way to save money on your purchases.
Look for instant discounts
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If you're making a big-ticket purchase during Diwali, you can consider converting it to EMIs. This will allow you to spread the cost of the purchase over several months without having to pay any interest.
Convert your purchases to EMIs